Sustainable finance and climate risk advisory for financial institutions
Turning finance into climate action
Cloverium Sustainability Consulting LLC advises commercial banks and central banks on green finance, climate risk, inclusive and biodiversity finance: from Development Financial Institutions’ credit-line implementation and climate-risk integration to product launch, training and impact reporting.
Founder’s track record
| Years in banking and DFIs | >25 |
| Countries of assignment | >21 |
| Financial institutions engaged | 60+ |
| DFI transactions originated | 40+ deals, up to USD 1bn |
| Win rate on technical proposals | 80% |
Programmes delivered for
EIBEBRDIFC | World Bank GroupEuropean UnionUnion for the Mediterranean
Capital can only deliver meaningful impact when banks can on-lend it and when they can manage related risks.
Development Finance Institutions’ credit lines, guarantees and technical assistance reach firms through local financial institutions. The real work happens inside those institutions: eligibility criteria that credit officers can apply, risk tools that guide the risk committee, products that sell, and reporting that satisfies the DFIs.
We have sat on both sides of that table, as an investment officer at the most reputable DFIs as well as a team leader of technical assistance programs.
Cloverium Sustainability Consulting brings that dual perspective to every mandate.
Five practice areas
Our practice combines policy and regulatory insight with hands-on banking execution.
Green finance frameworks, green and sustainable loan products, DFI credit-line deployment and Green, Social, and Sustainability (GSS) bonds alignment.
Governance, strategy, risk identification and monitoring, scenario analysis, stress testing, metrics, targets and TCFD/ISSB disclosure.
MSME and value-chain finance, women and youth lending, microfinance and access-to-finance capacity building.
Mobilising investment in mitigation and adaptation technologies eligible for DFI financing or contributing to national NDCs.
Nature-related finance and risk.
Our Services
Direct advisory
Consulting firms, nanks, microfinance institutions, DFIs and donor programmes engage Cloverium Sustainability Consulting directly, as team leader, key expert or as a senior adviser.
- Technical assistance mandates
- Strategy, policy and product work
- Training and masterclasses
Expert and subcontracting partner
Consulting firms bidding for DFIs’ tenders bring us in to strengthen their offer, as we can provide:
- Key expert’s CVs and availability
- Vetted non-key experts from our roster
- Drafting technical sections of proposals
- Implementation and project management
From diagnosis to measurable results
A four-stage method applied to TA programmes, product launches and climate-risk projects alike.
1
Diagnose
Needs assessments, gap analysis against regulation and funder requirements, market diagnosis, portfolio and pipeline baselines.
2
Design
Frameworks, policies, products, eligibility criteria, risk tools and operating procedures.
3
Deploy
Integration in credit processes and IT, staff training, pipeline origination, first transactions.
4
Demonstrate
KPIs, monitoring, impact reporting and disclosure that satisfy boards, regulators and funders.
21 countries, with a regional core in MENA
Assignments across North Africa and the Middle East, Türkiye and the Caucasus, South-East Europe and South Asia, now coordinated from Dubai.
Founder’s Credentials
CFA Charterholder
CFA Institute
Certified Climate Risk Professional
Chartered Banker Institute
Certified Expert in Biodiversity Finance
Frankfurt School of Finance & Management
Certificate in ESG Investing
CFA Institute
Do you have an assignment or a tender in view?
Share the terms of reference or the opportunity. We reply within two business days.
Are you a sustainable-finance expert, an ESG expert, or a climate risk expert?
We are building a roster of experts for DFI-funded assignments in MENA, Africa and Asia. Let’s have a discussion!